What To Do With Money Sitting in The Bank?

Use it properly.

Every minute your money is in the bank it is becoming worth less and less and less. 

Money is there to be spent. 

It is a token for exchanging wealth within a society. 

If you don’t spend it, it loses value. 

And if you spend it properly, more will come to you in return. 

How does this work? Let’s have a look:


In The Name of God, The Most Merciful, The Ever-Merciful to His believing servants. 

Verily, all praise and thanks belong to God, may He extol His Messenger in the highest company of the angels and grant him peace, his family, companions and whoever follows guidance until the Day of Judgment. 

To proceed, 

Money is a wealth transfer token. 

It is used to represent wealth that we use to take part in wealth transfer. 

We have a house, but we need food, so we use money to help us acquire what we need by using what we already have, dividing that value up into parts. 

Know, that there are a series of mechanisms within the creation that means the outcome for the one who holds onto money, is that it will be taken from him. 

These cause and effect mechanisms include: 

  • The continuing printing of money in circulation whilst your money stays the same. 
  • The stealing of money under different names (taxes, insurance, etc). 
  • The partaking of the people in unlawful transactions (like usury [interest]) resulting in a massive increase in asset cost (land, houses, cars, rent, phones, jewellery, etc).

With asset value going up and the value of your money going down, holding onto money is not the answer…


So you have realised that the money you have is there to be spent. 

There was likely originally some wealth, and then a currency was introduced and applied to that wealth at a determined value. 

Then the currency was traded for that wealth. 

You see, to leave the money in this stage is a big mistake. 

Wealth was traded for money, which should then be traded again for another item of greater value than what we traded the money for.

Not to hoard up pieces of paper or numbers on a screen (that are decreasing in value over time)!

The main point of money is to help us trade one thing which we value for something else which we value more. 

Not to permanently keep our wealth as bits of paper or numbers on a screen.

If we continue to hold onto these our net worth may eventually be worth what they are (i.e. not very much). 

So what should we do with the money we have in the bank? 

Use It

So nowadays we are in the situation that many of us actually need to use a bank for transactions, receiving payments, etc. 

This is not an ideal situation, but we have to act accordingly. 

If you can use simply an online money tool like PayPal instead then this is better. 

The whole point of our online account is just to facilitate transactions (wealth transfer). 

And the intention of wealth transfer is to trade something that we have for something that we need more. 

So now we are prepped for spending, how should we spend and what should we spend upon? 

To find out what to spend on we have to correct our values first, else every decision that we make with money will not be correct. 


How do we decide the value of a thing? 

Simply put, it is based off how we perceive this to aid us to arrive at where we want to go. 

For example, if you are very short on wealth, you may happily sell some tech items to buy food, as at that time food is more helpful in your path than them. 

So the value we place upon an object is made up from the destination we hope to use it to arrive towards. 

We have to figure out where we want to go first. 

Why do we do what we do? 

Why do we go on living?

What do we need out of life?

How are we preparing for the end of our life? 

Are we just covering it pretending it will not happen? 

Or are we embracing it and preparing for it?

You know the answers to these questions, and you need to take ownership of them and find the correct goal to strive towards and the correct actions to take in that direction, else your wealth will be taken from you. 

The Correct Answers

There are many people out there who don’t want you to know the truth. 

They don’t want you to learn the correct answers to the above questions, they don’t want you to have certain belief and resolve about where you are going and how to take your way there. 

Without this, our values will always be corrupt and so will our spending habits. 

(Naturally, it shouldn’t take very much contemplating to figure out the sorts of people out there who would quite like this and try to lead us down a path they have chosen for us).

How can we spend correctly if we don’t know where we are going, what we need to arrive there and what harmful things might try and prevent us in this path? 

So here is the truth which many people don’t want you to know or reflect upon, we hope you will use this properly but I’m not responsible for you, you are.

Let’s start off with fundamental basic truths that none can deny and then build up our values the correct way.


Your life is going to finish. 

Your wealth will go to someone else. 

Your family will move on. 

Is this all that you were created for?

To pile up wealth for someone else, to die and it not benefit you?

But wait, you know that all the wealth you have was created. 

Whether a house, a car, money, they all had creators with the attributes required to build such a thing. 

Then what about you, are you not more complex than pieces of paper or sand piled in bricks? 

So who created you. 

Did He create you just to play around, follow desires and then it all be for nothing? 


God hasn’t left us to our own devices. 

He has continually sent prophets and messengers to us to inform us about what comes after our worldly life. 

Those who please Him, will spend eternity in bliss. 

And those who displease Him will be recompensed according to what they used to do. 

Should I not direct you to an action that if you did it would mean a return on investment that will never perish?

Is the reward for good anything but good?

The Path

The True and Straight Path is the one to The Lord. 

You have been created from a fluid and then from a clot and then from a morsel of flesh, and now you are here a person hearing and seeing and understanding. 

You have been nurtured your whole life by One, All-Knowing, All-Wise. 

Do you think if you sincerley take a path to Him, He will not reward you?

Do you think if you single Him out in all worship, which is deserved by Him alone, that He will not take care of you?

Is not the one who created the heavens and the earth, from it He created you, and into your body he placed a soul which He takes every night while you sleep, returning some and keeping others (in death) – is He not able to create them all again?

Is He not able to create a Paradise as wide the heavens and the earth? 

Will any enter it except those who have submitted to Him alone?


Save yourself first. 

Everything you see around you will perish. 

And you. 

Prove to me you will wake up tomorrow.

Before you decide what to do with your wealth, you need to decide what to do with yourself. 


May God extol His Messenger in the highest company of the Angels and grant him peace, his family and companions altogether.

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